First off, you've got to go to Michaels (or AC Moore or JoAnn) and spend about $25 (if you buy everything on sale) for supplies. You are going to need crystal beads, charms, cell phone straps, eyepins and other beads.
You should also have these two tools. One is a wire cutter, the other small round nose jewelers pliers. You can buy both of these at your local craft shop if you don't already have them. You can get away with not having the wire cutters and use scissors, but DO NOT use your sewing scissors that you'll be blinging out. And you can also use needlenose pliers or flat head tweezers, but having the jewelers pliers will make your work much easier.
Using your pliers, gently open the loop at the end of the eyepin.
Slip on a charm
And gently close the loop, once the charm is on, using your pliers.
I'm a mass production kind of gal, so I like to do all of one step at a time, so I hooked up all of my charms before I moved on to the blinging.
I like to start with a small bead at the bottom. I've then strung a crystal and another small bead....
Then I added a focal point bead and followed that up with a repeat of what I had strung on the eyepin to start. Notice there's a big old piece of wire left art the top. The next thing you are going to do is turn this into a loop, so unless you want a huge loop, this is the time to cut off a smidge of that extra wire.
Making a loop is easy, just clamp on to the tip of the wire with your pliers and wrap it into a circle. Again, this isn't industrial wire, so be gentle, or you'll find yourself breaking that wire you grabbed off and you'll need to start over (not to worry, there's lots of eyepins in a package).
Now we need our 'leash'. These are cell phone straps found in the jewelry findings aisle at Michaels. I couldn't find them at JoAnn, so stick to a craft store or bead outlet when looking for these.